Insurance For Your Life
Throughout your lifetime you’ll need and want various kinds of insurance depending on what you do, how you live, and your family situation. We use many different forms of insurance as a way for people to preserve their wealth and safeguard their family.
Call to Book An Appointment
Call our office to book a no-fee appointment to talk about your insurance needs.
Term Insurance
Term Insurance is for a temporary need, a temporary time period, and it’s the most affordable insurance available.
Universal Life
UL is permanent insurance with an opportunity to invest the accumulated cash values in a wide variety of investments.
Whole LIfe
A permanent, dividend paying insurance policy with guaranteed level premiums, guaranteed cash values, and guaranteed death benefit.
Disability Insurance
Disability Insurance insures your income so that if you were to be disabled, a portion of your income would be replaced.
Critical Illness
Critical Illness provides a lump sum tax free benefit to be used as needed upon diagnosis of an approved illness.
Long Term Care
Designed to protect you from increased cost of long term care. Helps address the risk of getting long term care later in life.
Mortgage Insurance
Did you know you don’t have to accept the Mortgage Insurance that the typical bank or lending institution “insists” that you have? That’s right. They already have your house as collateral, so there is no legal requirement for you to get Mortgage Insurance through them. You have the option to choose your own type of insurance instead of getting what the bank wants you to get.
Travel Insurance
Travelling is a rewarding experience. Sometimes it’s relaxing…and sometimes it’s an adventure. Either way, it seems as though you always come home richer in spirit from the experience.
Travel insurance is really important when you are in another country. There is no way of knowing how much a medical bill would be. What if you got sick? Travel insurance isn’t just for a lost bag…it’s piece of mind that you’ll be taken care of regardless of the circumstances.
Get a Quote
Travel Insurance for our clients is provided through Manulife. Click the button below to get an instant quote.
Call to Book An AppointmentCall our office to book a no-fee appointment to talk about your insurance needs. Phone 250-563-0777Term InsuranceTerm Insurance is for a temporary need, a temporary time period, and it’s the most affordable insurance available.
Universal LifeUL is permanent insurance with an opportunity to invest the accumulated cash values in a wide variety of investments.
Whole LIfeA permanent, dividend paying insurance policy with guaranteed level premiums, guaranteed cash values, and guaranteed death benefit.
Disability InsuranceDisability Insurance insures your income so that if you were to be disabled, a portion of your income would be replaced.
Critical IllnessCritical Illness provides a lump sum tax free benefit to be used as needed upon diagnosis of an approved illness.
Long Term CareDesigned to protect you from increased cost of long term care. Helps address the risk of getting long term care later in life.
Mortgage InsuranceDid you know you don’t have to accept the Mortgage Insurance that the typical bank or lending institution “insists” that you have? That’s right. They already have your house as collateral, so there is no legal requirement for you to get Mortgage Insurance through them. You have the option to choose your own type of insurance instead of getting what the bank wants you to get.
Mortgage Insurance – Read MoreTravel InsuranceTravelling is a rewarding experience. Sometimes it’s relaxing…and sometimes it’s an adventure. Either way, it seems as though you always come home richer in spirit from the experience.
Travel insurance is really important when you are in another country. There is no way of knowing how much a medical bill would be. What if you got sick? Travel insurance isn’t just for a lost bag…it’s piece of mind that you’ll be taken care of regardless of the circumstances.
Travel Insurance – Read MoreGet a QuoteTravel Insurance for our clients is provided through Manulife. Click the button below to get an instant quote. Get An Instant Quote