“Over the past 20 years, I have taken many courses preparing me for my RFP and CFP designations. Ironically, there was little information about cash flow or debt management in these courses. Yet these areas comprise the foundation of what a Financial Planner is required to do.” ~ Allan Johnson
Everything changed after reading Stephanie Holmes-Winton’s book “Defusing the Debt Bomb”. It was the best book we ever read on debt. Bar none. This prompted us to take the Certified Cashflow Specialist designation.